a family with belongings comes into the house

FHA Loans

call us
today!

WHY a
FHA LOAN

a family hugging in a new house
An FHA loan is one of the easiest types of mortgage loans to qualify for, requiring a low down payment and accepting less-than-perfect credit. With a down payment requirement of just 3.5%, it's an attractive option for borrowers who can't afford a 20% down payment or don't qualify for private mortgage insurance.

Insured by the Federal Housing Administration (FHA), FHA loans offer lenders reduced risk of loss in case of borrower default. Originally created in response to the housing market challenges of the 1930s, the FHA program aims to make loans accessible and affordable while stimulating the housing market.
Key features of FHA loans include:
• Shorter time to qualify after negative credit
• Minimum Fico score 580
• More lenient on gift funds
Lenient on debt- to- income ratios
• Non- occupant Co-borrowers accepted
FHA LOANS

THE FHA 
LOAN PROCESS

Our FHA loan rates are competitive, and our process is quick and painless. We're dedicated to simplifying the FHA home loan process, offering tools and expertise to guide you through every step. Whether you're a first-time home buyer or an experienced investor, we're here to help you find the right loan program for your needs.
Get a free consultation

HERE’S HOW our APPLICATION PROCESS WORKS

01
  • Gather necessary documents such as proof of income, employment history, and identification.
02
  • Submit an application either online or in-person at the lender's office.
03
  • Await pre-approval, during which the lender assesses your financial situation and determines the loan amount you qualify for
04
  • Provide additional documentation if requested by the lender.
05
  • Await final approval, which involves a thorough review of your application and financial documents.
06
  • Close on the mortgage, signing all necessary paperwork and finalizing the loan agreement.
07
  • Begin making monthly mortgage payments as outlined in the loan agreement.
Get a free consultation
SERVICES

OTHER Services

In addition to our primary services, we offer a range of other mortgage solutions to meet your unique needs. Whether you're purchasing a new home, refinancing your current mortgage, or exploring alternative loan options, we're here to help.
Purchase & Refinance
Learn more
FHA Loans
Learn more
VA Loans
Learn more
203K Loans
Learn more
Reverse Mortagages
Learn more
Jumbo Loans
Learn more
Home Equity Loan
Learn more
left arrow
right arrow

HEAR WHAT 
OUR CUSTOMERS have TO SAY

CONTACT US

STILL HAVE
a QUESTION

Get a free consultation
Contact
Us