Revers Mortagages

WHY a
REVERSE
MORTGAGE

Why a Reverse Mortgage?

A reverse mortgage pays off your existing mortgage, should you have one, by allowing you access to the home equity you’ve worked so hard to build. Any money left after paying off your existing mortgage is available to use as you see fit.

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Reverse mortage

THE REVERSE MORTGAGE PROCESS

Our Reverse Mortgage Rates Are Low & Our Process is Quick & Painless

A reverse mortgage is a loan for seniors age 55 and older. HECM reverse mortgage loans are insured by the Federal Housing Administration (FHA) and allow homeowners to convert their home equity into cash with no monthly mortgage payments.

We’ll help you clearly see differences between reverse mortgage options, allowing you to choose the right one for you.

Still have questions? You will receive required counseling by a certified counselor from HUD (U.S. Department of Housing and Urban Development) before proceeding with your Reverse Mortgage application.

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HERE’S HOW our APPLICATION PROCESS WORKS

Submit an application either online or in-person at the lender's office.

Gather necessary documents such as proof of income, employment history, and identification.

Await conditional approval, in which the Lender assesses your financial situation, verifications are complete and loan decision is made.

Provide additional conditions, and documentation requested by Lender to obtain a final approval.

Await a Clear to Close! It is time to cross our T's and dot our i's. This involves a thorough review of your application, verifications, and financial documents.

Funding & Recording made easy! Close on your Mortgage stress-free. Sign all required Loan documents in front of a Notary. The Recording process with the County typically occurs on the following Business Day.

KEYS! Once Recording occurs you are ready for your keys! You will receive your new Mortgage information package within 10-15 days from recording.

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SERVICES

OTHER Services

In addition to our primary services, we offer a range of other mortgage solutions to meet your unique needs. Whether you're purchasing a new home, refinancing your current mortgage, or exploring alternative loan options, we're here to help.