Jumbo Loans

WHY a JUMBO LOAN

Secure financing up to $10 Million. Our Jumbo loan options provide financing up to $10 million, offering you the flexibility to combine with a second mortgage for a lower down payment.

Please note, there are standard Conforming, and High Balance loan limits, which can vary by county and are subject to periodic changes. For the most current limits, please consult with your Mortgage Broker.

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Jumbo LOAN

THE JUMBO LOAN PROCESS

Our Jumbo Loan Rates Are Competitive & Our Process is Quick & Seamless

A jumbo loan is a loan that exceeds the conforming loan limits set by Fannie Mae and Freddie Mac. As of 2022, the limit is $647,200 for most of the US, with higher limits of $970,800 in Alaska, Hawaii, Guam, and the U.S. Virgin Islands.

We're here to make the jumbo home loan process a whole lot easier, with tools and expertise that will guide you every step of the way, starting with our FREE Jumbo Loan Qualifier.

We'll help you clearly see the differences between loan programs, allowing you to choose the right one for you, whether you're a first-time home buyer or a seasoned investor.

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HERE’S HOW our APPLICATION PROCESS WORKS

Submit an application either online or in-person at the lender's office.

Gather necessary documents such as proof of income, employment history, and identification.

Await conditional approval, in which the Lender assesses your financial situation, verifications are complete and loan decision is made.

Provide additional conditions, and documentation requested by Lender to obtain a final approval.

Await a Clear to Close! It is time to cross our T's and dot our i's. This involves a thorough review of your application, verifications, and financial documents.

Funding & Recording made easy! Close on your Mortgage stress-free. Sign all required Loan documents in front of a Notary. The Recording process with the County typically occurs on the following Business Day.

KEYS! Once Recording occurs you are ready for your keys! You will receive your new Mortgage information package within 10-15 days from recording.

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SERVICES

OTHER Services

In addition to our primary services, we offer a range of other mortgage solutions to meet your unique needs. Whether you're purchasing a new home, refinancing your current mortgage, or exploring alternative loan options, we're here to help.