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PURCHASE
or Refinance

call us
today!

HOME PURCHASE
& Refinance
Loan Process

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WHAT DO WE OFFER ?

• Conventional Loans
• Jumbo Loans
• FHA, VA, & USDA Loans
• FHA 203K
• Non QM
• Reverse Mortgage
• Terms from 10 to 30 years
• Home Equity Loan
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Purchase

A PURCHASE LOAN without THE HASSLE

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We're dedicated to simplifying the home loan process for you. Our comprehensive tools and expert guidance are designated to support you every step of the way. Begin your journey with a complimentary consultation today!

We'll assist you in clearly understanding the differences between loan programs, allowing you to choose the right one for you whether you're a first- time home buyer or a seasoned investor.
Get a free consultation
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When considering mortgage options, fixed-rate loans offer stability and predictability. They provide the advantage of locking in a consistent interest rate for the duration of your loan, which can be particularly beneficial when interest rates are low. Fixed-rate loans often offer competitive rates, ensuring financial peace of mind.

As a general guideline, lenders typically cap the percentage of your monthly income that can be allocated towards total monthly debt, including your mortgage payment, at 45%-49.99%. However, certain loan programs like VA and FHA loans may allow for higher debt ratios on a case-by-case basis.

To explore your mortgage options and determine the best fit for your financial situation, schedule a free consultation with our team today. We'll provide personalized guidance and support every step of the way.
Get a free consultation

HOME 
REFINANCE

without THE HASSLE

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We’re here to make the home refinance process a whole lot easier, with tools and expertise that will help guide you along the way, starting with a FREE refinance analysis request.

We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether this is your first refinance or 7th!
Get a free consultation
Refinance

WHY REFINANCE?

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Refinancing your mortgage offers several financial benefits that can save you money and improve your financial situation. By refinancing, you may be able to secure a lower interest rate, reducing your monthly payments and potentially saving thousands of dollars over the life of your loan. Additionally, refinancing allows you to access your home equity, either to fund home improvements, consolidate debt, or cover other major expenses. Whether you're looking to lower your monthly payments, pay off your mortgage faster, or access cash for other needs, refinancing could be a smart financial move for you.
Get a free consultation
Refinance

THE 
REFINANCE PROCESS

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Refinancing your home should be a hassle-free experience. We've streamlined our refinance process to make it simple and straightforward. From the initial consultation to the closing of your loan, our team is here to guide you every step of the way.

Our process begins with a thorough analysis of your financial situation and goals, allowing us to tailor a refinancing solution that meets your needs. We'll then walk you through each stage of the application process, providing personalized support and assistance along the way.

With our efficient refinance process, you can enjoy the benefits of a lower interest rate, reduced monthly payments, or access to equity in your home with confidence and peace of mind.
Get a free consultation

HERE’S HOW our APPLICATION PROCESS WORKS

01
  • Submit an application either online or in-person at the lender's office.
02
  • Gather necessary documents such as proof of income, employment history, and identification.
03
  • Submit an application either online or iAwait conditional approval, in which the Lender assesses your financial situation, verifications are complete and loan decision is made.n-person at the lender's office.
04
  • Provide additional conditions, and documentation requested by Lender to obtain a final approval.
05
  • Await a Clear to Close! It is time to cross our T's and dot our i's. This involves a thorough review of your application, verifications, and financial documents.
06
  • Funding & Recording made easy! Close on your Mortgage stress-free. Sign all required Loan documents in front of a Notary. The Recording process with the County typically occurs on the following Business Day.
07
  • KEYS! Once Recording occurs you are ready for your keys! You will receive your new Mortgage information package within 10-15 days from recording.
Get a free consultation
SERVICES

OTHER Services

In addition to our primary services, we offer a range of other mortgage solutions to meet your unique needs. Whether you're purchasing a new home, refinancing your current mortgage, or exploring alternative loan options, we're here to help.
Purchase & Refinance
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FHA Loans
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VA Loans
Learn more
203K Loans
Learn more
Reverse Mortagages
Learn more
Jumbo Loans
Learn more
Home Equity Loan
Learn more
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HEAR WHAT 
OUR CUSTOMERS have TO SAY

CONTACT US

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a QUESTION

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Us